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Put your Money where your Mouse Is: 6 Payment Gateways Review...

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Saved by 9 people (-4 private), first by anonymouse user on 2006-04-27


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One of the most important decisions you'll face is to choose a gateway to handle your credit card payments. The well-known Authorize.net may spring to mind, but is it really the best option for your business? In this article, we'll take an in-depth look at some of the popular gateways and explore the ins and outs of the services they provide.

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So you're starting your own ecommerce Website? Good for you! But you have many decisions to make. Do you write your own shopping cart or use an existing one? Who should be your merchant account provider? Who will deliver your goods? With so many decisions, you hardly have time to sort through all the information you'll need to know in order to make the best choice for your business.

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What is a Gateway?

In short, a gateway connects your ecommerce Website to your merchant account.

The gateway facilitates online payments by connecting your secure order form with your specific merchant account at a processing bank. The gateway takes the submitted form data and presents it to the processing bank. When it receives a response from the bank, it presents that return data to the site of origin for appropriate handling.

The gateway itself doesn't provide ecommerce features such as shopping carts, Web hosting, or merchant accounts, although, as you'll see, many larger gateway providers do offer additional services like these.

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